The Northwoods Insurance Corporation https://nwcins.com Independent Insurance Agencies Throughout Western New York Mon, 11 Nov 2019 20:02:00 +0000 en-US hourly 1 https://wordpress.org/?v=5.2.4 https://secureservercdn.net/50.62.172.232/i4q.303.myftpupload.com/wp-content/uploads/2019/06/cropped-NW_LOGO_Transparent_NW-32x32.png The Northwoods Insurance Corporation https://nwcins.com 32 32 Space Heater Safety https://nwcins.com/2019/11/space-heater-safety/?utm_source=rss&utm_medium=rss&utm_campaign=space-heater-safety https://nwcins.com/2019/11/space-heater-safety/#respond Mon, 11 Nov 2019 20:02:00 +0000 https://nwcins.com/?p=3482 Having a space heater is a great way to efficiently heat the rooms you use the most while cutting costs on your heating bill. However, there are some things you should know to safely use a space heater this season. How to buy the perfect space heater for your home Before you buy a space […]

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Having a space heater is a great way to efficiently heat the rooms you use the most while cutting costs on your heating bill. However, there are some things you should know to safely use a space heater this season.
potable space heater
How to buy the perfect space heater for your home
  • Before you buy a space heater make sure you check to see if the rating is appropriate for your needs. There are many different kinds of space heaters, made for different size rooms. If you want to heat a large area make sure the one you buy is a heater that states that it is good for big rooms. Otherwise, the space heater will have to work harder to heat the room. On the other end, if you need to heat a small space make sure it states it is appropriate for small spaces, or else it will use a lot of energy.
  • Portable heater models include a variety of safety features that help take a lot of the worry out of using them. A heater equipped with a tip-over protection switch will automatically shut off if it’s tipped over for any reason. Also, cool-touch housing prevents accidental burns on the exterior.
  • Room heaters with overheat protection switches provide an extra layer of safety. It uses a temperature sensor, detecting when internal components become too hot. When there is an unsafe temperature detected, the switch automatically shuts off the unit to prevent overheating.

 

white space heater

How to Safely Use a Space Heater
  • Inspect heaters for cracked or broken plugs or loose connections before each use. If frayed, worn or damaged, do not use the heater.
  • Never leave a space heater unattended. Turn it off when you’re leaving a room or going to sleep, and don’t let pets or children play too close to a space heater.
  • Proper placement of space heaters is critical. Keep heaters at least three feet away from anything that can burn, including papers, clothing, and rugs.
  • Locate space heaters out of high traffic areas and doorways where they may pose a tripping hazard.
  • Plug space heaters directly into a wall outlet. Do not use an extension cord or power strip, which could overheat and result in a fire. Do not plug any other electrical devices into the same outlet as the heater.
  • Always unplug and safely store the heater when it is not in use.

Here is a list of The Top 10 Safest Space Heaters of 2019

 

Check out last weeks article: 10 Candle Safety Tips

 

By: L.DiBartolomeo 11/12/19

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10 Candle Safety Tips https://nwcins.com/2019/11/10-candle-safety-tips/?utm_source=rss&utm_medium=rss&utm_campaign=10-candle-safety-tips https://nwcins.com/2019/11/10-candle-safety-tips/#respond Wed, 06 Nov 2019 21:23:24 +0000 https://nwcins.com/?p=3477 Many people love to use and gift candles during the winter, 35% of candle sales happen during the Holiday season! They instantly make a room feel warm and cozy. However, candles can be dangerous if they are not used properly that is why understanding candle safety is important. According to the National Fire Protection Association, […]

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Many people love to use and gift candles during the winter, 35% of candle sales happen during the Holiday season! They instantly make a room feel warm and cozy. However, candles can be dangerous if they are not used properly that is why understanding candle safety is important. According to the National Fire Protection Association, roughly 8,700 residential fires happen every year because of the careless or inappropriate use of candles. Three out of five candle fires occur because the candle was too close to something that could easily burn such as bedding, furniture, or curtains. Follow these candle safety tips to prevent a house fire this holiday season.

 

  1. Always keep the burning candle insight: When you are leaving a room (or house) or going to sleep remember to always extinguish all candles. Double-check to make sure the wick is not glowing.
  2. Do not burn a candle on or near something that is extremely flammable: Keep burning candles away from furniture, curtains, bedding, books/paper, decorations, plants, etc.
  3. Keep the burning candle out of the reach of children and pets.
  4. When removing wax from a candle warmer never use a butter knife (or similar object): Removing wax this way could weaken the vessel and it could break or explode when heated up. This article explains safe ways to remove the wax!
  5. Never burn the candle all the way to the bottom: If the candle is not in a container stop using it when 2 inches of wax remains. If the candle is in a container, stop using it when ¼ inch of wax remains.
  6. Use a candle snuffer: When extinguishing a candle flame always use a candle snuffer and never blow out the flame. This could cause wax and sparks or embers to fly.
  7. Never touch or move a candle while it is burning, or the wax is still melted.
  8. Trim candlewicks to ¼ inch before every use: Long or crooked wicks can cause uneven burning.
  9. Never use water to extinguish a candle flame: The water could cause the hot wax to splatter or it might cause the hot glass container to break.
  10. Try to avoid using candles during a power outage: The safer option is to use a flashlight, but if you don’t have any make sure to keep the candles 3 inches apart, blow out the candles as you leave the room and don’t let them burn too long

 

Check out last weeks article: Trick-Or-Treat Safety

 

By: L. DiBartolomeo 11/6/19

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Trick-Or-Treat Safety https://nwcins.com/2019/10/trick-or-treat-safety/?utm_source=rss&utm_medium=rss&utm_campaign=trick-or-treat-safety https://nwcins.com/2019/10/trick-or-treat-safety/#respond Tue, 29 Oct 2019 16:41:55 +0000 https://nwcins.com/?p=3471 The days of dressing up in an extravagant costume and going about my neighborhood to fill my bag up with sugary candy are long gone for me. I still recall how much fun it was getting all dressed up in my costume and going trick-or-treating with my brother and sister. However, it never occurred to […]

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The days of dressing up in an extravagant costume and going about my neighborhood to fill my bag up with sugary candy are long gone for me. I still recall how much fun it was getting all dressed up in my costume and going trick-or-treating with my brother and sister. However, it never occurred to me as a child how dangerous going trick-or-treating can be. As an adult you can recognize the risks, here are ways to keep your child safe while trick-or-treating.

Safe walking while Trick-Or-Treating

  1. Make sure your child’s costume is fitted properly to avoid them tripping and falling. Also, make sure your child is comfortable going up and down steps in the shoes they are wearing.
  2. Use face paint, make up, or temporary face tattoos instead of a mask. The majority of the time masks limit visibility and you child could trip or not see a car coming down the street.
  3. Watch for cars pulling out of a parking spot, backing up, or turning around. Tell your kids to never cross the street between parked cars, if a car is coming down the street it is unlikely, they will see your child.
  4. Never let your child under the age of 12 go trick-or-treating unaccompanied by an adult. IF your child is older always make sure they go with a group of friends and at least one of them has a fully charged cell phone with them.
  5. Make sure to always stay in well lit areas with other people around.
  6. Have your kids wear glow stick bracelets/ necklaces or carry a flashlight so cars can easily see them when it is dark out.

Safe driving while Trick-Or-Treating

  1. There will be a lot of excited kids running around. Drive extra slowly around residential neighborhoods.
  2. Always keep your car lights on.
  3. Stay aware of your surroundings. Keep kids in the car quite and the radio low so you are able to concentrate or the road.
  4. The most popular times for Trick-Or Treating is 5:30pm-9:30pm on Halloween. Be aware that some neighborhoods go Trick-Or-Treating on Beggars Night (October 30th).

Safe Halloween Decorations

  1. When setting up decorations make sure that walkways are clear of debris, place decorations so there is no chance of someone tripping on them
  2. Follow the manufacturers directions when setting up decorations to make sure your home and others are safe. Neve put decorations outside that say “indoor use only”
  3. Avoid any open flames in your decorations outside or inside if you are having people come in your house, try battery operated candles instead for the same effect!
  4. Make sure your front yard and walkway are well light so people can see where they are going.
  5. Walk your front yard, walkway, house and back yard (if people will be there) at night to make sure there are no hazards that someone could potentially injure themselves on.

 

Always remember to check your child’s candy bag for any candy that may be tampered with. Learn how to check your kids candy here!

Check out last weeks article: The Ultimate List of Halloween Movies

L. DiBartolomeo 10/29/19

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Storing Your Car for Winter https://nwcins.com/2019/10/storing-your-car-for-winter/?utm_source=rss&utm_medium=rss&utm_campaign=storing-your-car-for-winter https://nwcins.com/2019/10/storing-your-car-for-winter/#respond Wed, 23 Oct 2019 20:37:24 +0000 https://nwcins.com/?p=3378 Do you have to store your car for the winter? Storing your car properly for the winter is vital to keep it running smoothly. If you store your car for the winter, follow these tips to prevent your car from being damaged while in storage: Wash and wax Wash and wax your car before storing […]

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Do you have to store your car for the winter? Storing your car properly for the winter is vital to keep it running smoothly. If you store your car for the winter, follow these tips to prevent your car from being damaged while in storage:

Wash and wax

Wash and wax your car before storing to remove all the dirt and grime that may have a corrosive effect.

Fuel tank

To avoid having a varnish form, fill your gas tank and add a fuel stabilizer before storing. This will combat contaminates in your fuel tank. After adding the fuel stabilizer let the vehicle run for about 5 minutes to let it flow through the fuel system.

Top off all the fluids

Make sure to top off all fluids and make sure to change the oil and filter to avoid corrosion.

Storage

A dry garage is the best place to keep your car in the winter months. A personal garage will work well, if you do not have one find a storage facility with a concrete floor. Never store your seasonal car that has the floor as bare earth. To prevent condensation buildup, try a tarp on the ground.

Parking Brake

If you have an automatic transmission leave the car in ‘park’, if you have a manual transmission leave the car in ‘neutral’ and chock the wheels. But, NEVER use the parking brake. It will make the brake pads freeze to the drums or rotors.

Tires

Make sure to inflate your tires to the maximum PSI rating. Doing this will prevent the tires from creating flat spots that will damage the tires. It is found that taking your tires off and putting your car on a jack or blocks could possibly damage your suspension.

Battery

Remove the battery to protect it through the winter. Some recommend putting the battery on a piece of wood and hooking it up to a battery maintainer (tender), others recommend using a trickle charger. Make sure to read up on your car to see which is preferred.

Car Cover

You should invest in a good car cover that is breathable with a soft inner layer to protect the paint. Auto Anything makes custom car covers to fit your exact car.

Check out last weeks article: The Ultimate List of Halloween Movies

By: L. DiBartolomeo 10/23/19

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The Ultimate List of Halloween Movies https://nwcins.com/2019/10/the-ultimate-list-of-halloween-movies/?utm_source=rss&utm_medium=rss&utm_campaign=the-ultimate-list-of-halloween-movies https://nwcins.com/2019/10/the-ultimate-list-of-halloween-movies/#respond Fri, 04 Oct 2019 17:21:49 +0000 https://nwcins.com/?p=3318 From scary to family friendly this list of 93 Halloween movies, that are split into 3 different categories, has something for everyone to enjoy! The list is separated by movies on Netflix, movies on Hulu, and family friendly Halloween movies. A Very Netflix Halloween: Movies on Netflix 14 Cameras* 1922* 1st Summoning* Ash vs. Evil […]

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From scary to family friendly this list of 93 Halloween movies, that are split into 3 different categories, has something for everyone to enjoy! The list is separated by movies on Netflix, movies on Hulu, and family friendly Halloween movies.

A Very Netflix Halloween: Movies on Netflix

  1. 14 Cameras*
  2. 1922*
  3. 1st Summoning*
  4. Ash vs. Evil Dead
  5. Before I Wake**
  6. Carrie*
  7. Chernobyl Diaries*
  8. Clinical*
  9. Creep*
  10. In the Tall Grass
  11. Insidious**
  12. Little Evil
  13. Lizze Bordon Took an Axe
  14. Malevolent*
  15. Marianne
  16. Scream*
  17. Souls
  18. Agatha
  19. The Autopsy of Jane Doe*
  20. The Basement
  21. The Bye Bye Man**
  22. The Crow*
  23. The Haunting of Molly Hartley**
  24. The Heretics
  25. The Last Exorcism**
  26. The Perfection
  27. Thriller
  28. Train to Busan*
  29. Truth or Dare**
  30. Tucker and Dale vs. Evil*
  31. Tusk*

31 Days of HULUween: Movies on Hulu

  1. Almost Human
  2. Amityville Horror*
  3. Bad Apples*
  4. Baskin*
  5. Body at Brighton Rock*
  6. Child’s Play*
  7. Children of The Corn*
  8. Coffin Rock*
  9. Devils Gate*
  10. Final Destination*
  11. Ghost Stories*
  12. Haunting in Connecticut**
  13. Jigsaw*
  14. Mom and Dad*
  15. My Bloody Valentine*
  16. Pumpkin Head
  17. Pyewacket*
  18. Rosemary’s Baby*
  19. Shivers*
  20. Shutter Island*
  21. Slumber*
  22. The ABC’s Of Death*
  23. The Canal*
  24. The Dark House
  25. The Evil in Us*
  26. The Field Guide to Evil*
  27. The Haunting**
  28. The Toy Box*
  29. They Come Knocking
  30. Tree House
  31. What We Become*

Halloween for Kids

  1. Beetlejuice
  2. Casper
  3. Coraline (Netflix)
  4. Don’t Look Under the Bed (Disney Now)
  5. E.T. The Extra-Terrestrial (Starz)
  6. Edward Scissorhands**
  7. Frankenweenie (Starz)
  8. Ghostbusters
  9. Goosebumps
  10. Gremlins
  11. Halloweentown
  12. Hocus Pocus
  13. Hotel Transylvania
  14. It’s the Great Pumpkin Charlie Brown (Tuesday 10/22/19 and Sunday 10/27/19 at 7pm on ABC)
  15. Little Monsters (Netflix)
  16. Maleficent
  17. Monster House
  18. ParaNorman
  19. Scooby-Doo! On Zombie Island
  20. The Addams Family**
  21. The Corpse Bride
  22. The Goonies
  23. The Haunted Mansion
  24. The Little Vampire
  25. The Monster Squad (Hulu)**
  26. The Nightmare Before Christmas
  27. The Witches
  28. Tower of Terror
  29. Twitches (Disney Now)
  30. Under Wraps (Disney Now)
  31. Young Frankenstein

 

 

Check out last weeks article: 8 Fall Cleaning Tips

 

*Movie is rated “R” or “Not Rated – these movies are not appropriate for children under the age of 17 years old

**Movie is rated “PG-13” – these movies are not appropriate for children under 13 years old

 

By: L. DiBartolomeo October 4, 2019

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8 Fall Cleaning Tips https://nwcins.com/2019/09/8-fall-cleaning-tips/?utm_source=rss&utm_medium=rss&utm_campaign=8-fall-cleaning-tips https://nwcins.com/2019/09/8-fall-cleaning-tips/#respond Thu, 19 Sep 2019 15:04:16 +0000 https://nwcins.com/?p=3298 There is spring cleaning and then there is fall cleaning…spring cleaning is for opening up your home from the cold of winter and making your yard look beautiful for the up coming summer. Fall cleaning is for closing up your home and prepping it for the long winter ahead. There are a few things you […]

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There is spring cleaning and then there is fall cleaning…spring cleaning is for opening up your home from the cold of winter and making your yard look beautiful for the up coming summer. Fall cleaning is for closing up your home and prepping it for the long winter ahead. There are a few things you should do this fall to cut costs on heating and make sure nothing gets damaged this winter.

Clean the pantry

Take out all cans and boxes then wipe down the shelves.

Check out these pantry organization tips!

Wash all the windows

cleaning windows

The summer heat, dust, and pollen have left your windows looking a little lackluster. Make your windows shine again before fall and winter starts by washing the inside and outside.

Test all smoke and carbon monoxide detectors

checking smoke detector

In the winter months you may use a fireplace or space heaters and you use your oven more frequently. Make sure all your detectors are working properly.

Replace air filters

man cleaning air filter

Most people love to snuggle up with their heat on to stay warm in the winter. To make sure your furnace is working effectively and you have better air quality this winter make sure to change the air filter.

Clean the gutters

man cleaning gutters

To avoid having damage not only to your gutters but to your roof, brackets, and even foundation to your home make sure to clear our leaves and other debris from your gutter.

Drain and store garden hoses

You should never leave your hoses out during the winter. If you do there is a high chance of your hose getting damaged.

Clean patio furniture

After cleaning your outdoor furniture make sure to store it properly.

Check weather stripping and caulking around doors and windows

Make sure there is no chance of having a chilly draft coming in along with any water. This will keep your home warmer so you don’t have to have the heat on as much (which means you will save money!).

Check out last weeks article: 5 Ways to Make Room for Your Fall Clothes

By: L. DiBartolomeo

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5 Ways to Make Room for Your Fall Clothes https://nwcins.com/2019/09/5-ways-to-make-room-for-your-fall-clothes/?utm_source=rss&utm_medium=rss&utm_campaign=5-ways-to-make-room-for-your-fall-clothes https://nwcins.com/2019/09/5-ways-to-make-room-for-your-fall-clothes/#respond Tue, 03 Sep 2019 18:22:59 +0000 https://nwcins.com/?p=3256 Fall is quickly approaching (much faster than most hoped for) and that means new. fall. clothes! But, as you look longingly into your jam-packed closet of clothes you wonder, “How in the world will I ever fit my new fall clothes in this mess?”. Well, let me tell you how in 5 easy steps! Donate […]

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Fall is quickly approaching (much faster than most hoped for) and that means new. fall. clothes! But, as you look longingly into your jam-packed closet of clothes you wonder, “How in the world will I ever fit my new fall clothes in this mess?”. Well, let me tell you how in 5 easy steps!

Donate Clothes

Before you put your summer clothes in bins and put it away, go thru your clothes to donate them! And I know how hard that is…we all have great intentions of clearing out our old clothes but once we start, we find ourselves thinking “what if I need this t-shirt that I haven’t worn in 10 years?!” Let me just tell you now, you don’t need that Looney Tunes t-shirt, let it go.

A tip that will help you clear out your closet and donate clothes- try to remember the last time you wore that item, if you can’t remember, donate it if it’s in good condition or throw it away if it’s in bad condition. If you can remember the last time you wore it, be honest with yourself… will you actually wear it again next year?

Put Away Summer Clothes

Now that you have cleared some of your clothes out by donating them, get your preferred storage container out (vacuum seal bags, plastic totes, etc.), you will need at least two, one for tops and one for bottoms (possibly more depending on how large your wardrobe is). Label the bags or totes “Tops” and “Bottoms”. Then start folding up your spring/ summer clothes and putting them in their respective storage container.

I know, this is going to be boring. Honestly, who likes to fold clothes? To make this fun play some music and belt out to your favorite songs!

Buy New Hangers

organized closetEmily MayFlickr

Don’t act like your clothing isn’t slipping off its hanger as you read this right now.  You probably need new hangers, and what better time to buy them than when you are reorganizing your closet?  Buy new heavy-duty non-slip hangers for your new clothes, like these from Amazon. Also, if you switch out all your old, mismatched hangers for all the same, new hangers, your closet will be more appealing to the eye and look more organized and uniform.

Section Your Closet by Type of Clothing

Fall Clothes organizedStephen Harris Flickr

After you buy new hangers, it’s time to put your new fall clothes in your closet! Now, we all know how it feels to know what you want to wear but you can’t find it in your closet. To help alleviate this problem section your closet by types of clothes. If you want, you can add in labels to label each section or you can just divide it up in your mind.

To make your closet the most visually appealing try sorting your clothes by longest items down to shortest items. Try this order: dresses, pants, skirts, suit jackets/ cardigans, sweaters, tops/ blouses, and t-shirts (if you chose not to fold them).

Don’t Forget About Your Shoes

Stacy Spensley  – Flickr

Don’t lie to me, I know you have a pile of shoes sitting at the bottom of your closet, in a corner of a room, by a door, you get my point. There is a massive pile of unorganized shoes somewhere in your house dating back years. Most of these shoes are out of style, there is only one of them, or so worn out you would never dream of wearing them.

Go through your shoes just as you did with your clothes, put away your spring/ summer shoes. And finally, buy a shoe organizer (whether it’s a shoe rack or over the door shoe organizer) and put away your dang shoes!

Now go off and clean your closet for fall!

 

 

Check out last weeks article: 5 Must Haves For Throwing A Game Winning Football Party

By: L. DiBartolomeo

September 3,2019

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5 Must Haves For Throwing A Game Winning Football Party https://nwcins.com/2019/08/5-must-haves-for-throwing-a-game-winning-football-party/?utm_source=rss&utm_medium=rss&utm_campaign=5-must-haves-for-throwing-a-game-winning-football-party https://nwcins.com/2019/08/5-must-haves-for-throwing-a-game-winning-football-party/#respond Tue, 27 Aug 2019 19:03:06 +0000 https://nwcins.com/?p=3246 It’s the most wonderful time of the year! Football Season! It is coming up fast and that means the coveted Sunday football party is coming as well. There are so many factors that go into throwing a great party. Here are some tips to make game day amazing! Food Food and snacks are the most […]

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It’s the most wonderful time of the year! Football Season! It is coming up fast and that means the coveted Sunday football party is coming as well. There are so many factors that go into throwing a great party. Here are some tips to make game day amazing!

Food

Football Party food

Food and snacks are the most important part of any football party (you know besides for the actual game). Pizza and wings are always a crowd pleaser but if you want to go above and beyond here is a list of 30+ touchdown worthy food for your next game day party!

 

Drinks

Buffalo Bills Drink

Instead of having boring basic drinks get in the team spirit with these team themed drinks listed in this article ! (Beware some of them are pretty crazy!)

 

Decorations

Football Party Decorations

To put your next party above the rest you must have decorations!

Game day paper chain link

Astroturf Football Coasters

Football field table runner

Penalty Flags

Other ideas

 

Games for kids (or adults)

What is there to do during commercial time or between quarters besides grabbing another snack or going to the bathroom? Well, if you have games at your party you have something to pass the time and there is a bonding experience for everyone at the party. Also, if there are kids at the party, they won’t get bored during the game!

Take a look at this article to learn how to play pin the football in the field goal! Or check out this article for a variety of different football party games

 

Seating

Football On CouchImage from rawpixel.com

Seating is very important for football parties. Everyone must have a seat and be able to see and hear the game. Make sure you set up enough seats for every guest and to have the TV loud enough that people can hear but not so loud they can’t talk to each other!

Last weeks Article: 10 Home Safety Tips

By: L. DiBartolomeo August 27, 2019

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10 Home Safety Tips https://nwcins.com/2019/08/10-home-safety-tips/?utm_source=rss&utm_medium=rss&utm_campaign=10-home-safety-tips https://nwcins.com/2019/08/10-home-safety-tips/#respond Tue, 13 Aug 2019 15:25:03 +0000 https://nwcins.com/?p=3217 Home safety is one of your main priorities as a homeowner. You want to make sure the environment you care is suitable for your children and pets. Through a series of easy precautions, you can make your home as safe as possible. Make it look like someone is home If you keep a light on […]

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Home safety is one of your main priorities as a homeowner. You want to make sure the environment you care is suitable for your children and pets. Through a series of easy precautions, you can make your home as safe as possible.

Make it look like someone is home

If you keep a light on and a car parked in your driveway most burglars will not take the risk of getting caught. If you make it appear there is someone home/ awake you will be less likely to get robbed at home.

Don’t leave spare keys in obvious places

Burglars know the common places that people will leave spare keys such as under a plant, door mat, or rock. Make the spot where you keep your spare keys somewhere that isn’t close to the door (still on your property) and isn’t a common place someone would look. Take at look at this article for ideas on where to hide your spare keys!

Don’t put flammable objects near fire sources (oven/stove top, toaster, portable heater, fireplace)

Image from rawpixel.com / Jakub Kapusnak

If its in your kitchen, living room, or bedroom, keep all flammable items away from any fire sources to avoid the risk of causing a fire.

Don’t leave digital footprints for criminals

Image from rawpixel.com

Home safety goes beyond the actual property of your home, it includes being smart and safe online. Do not post about leaving for long periods of time until you come back home. If a burglar sees a post that you and your family are on vacation or you are on a business trip, they know that it is the perfect time to strike. Keep all information about leaving town private until you are back home.Do not post your address/ phone number. Posting your address or phone number is asking for people to come to your home or try to scam you over the phone. Never share private information online.

Have your property surrounded by a fence

Photo by Kristina Paukshtite from Pexels

Having a fence around your property will give more of a warning to potential burglars to not come in. It will also provide a security measure to prevent kids and pets from running away.

Keep dangerous items such as tools and poisonous substances out of reach from children and pets

Lock up items such as tools, paint thinner, and rat poison in a high cabinet or a place your children or pets cannot get to.

Use non slip mats in and outside of your shower/bathtub.

bathroom safetyPhoto by Filios Sazeides on Unsplash

One of the most common accidents in a house is slipping/ falling. To help combat this happening in the shower buy a nonslip rubber mat for your in your shower and right outside your shower. You can order one here

Always turn off hot hair tools promptly after using them.

Photo by Shari Sirotnak on Unsplash

Leaving hot hair tools on after you are done using them is a huge risk. There is a risk of a pet or child getting burned or the device starting a fire. Always turn off your straightener or curling iron right after you turn it off.

Lock all doors (including your sliding glass doors)

open doorPhoto by Jonathan Petersson from Pexels

 Home safety is very important and this is the most basic thing you can do! Never forget to lock all doors and windows at night or anytime you leave the house to prevent any possible break ins. You could even consider investing in smart locks for your home and control your locks right from your smart phone, check out the best smart locks of 2019 here

Use a doorbell with video (such as SkyBell or Ring)

Consider buying a doorbell with a video camera that detects motion. This will allow you to check on your smartphone to see who is at your door before you even get up. This will also alert you of any detected motion at your doorstep.

Check out last weeks article: 7 Things To Look For When Buying A Used Car

By: L. DiBartolomeo August 12, 2019

 

 

 

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7 Things To Look For When Buying A Used Car https://nwcins.com/2019/08/7-things-to-look-for-when-buying-a-used-car/?utm_source=rss&utm_medium=rss&utm_campaign=7-things-to-look-for-when-buying-a-used-car https://nwcins.com/2019/08/7-things-to-look-for-when-buying-a-used-car/#respond Tue, 06 Aug 2019 17:34:44 +0000 https://nwcins.com/?p=3203 Buying a used car can be very exciting…but it can also be a very confusing and stressful time. How do you know if this car is good? What is a fair price for the car?  Can you trust the seller? What should you be looking at when purchasing a used vehicle? This has all those […]

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Buying a used car can be very exciting…but it can also be a very confusing and stressful time. How do you know if this car is good? What is a fair price for the car?  Can you trust the seller? What should you be looking at when purchasing a used vehicle? This has all those answers plus more!

Do your homework

Check the Kelley Blue Book Value of the car you are looking to purchase. This is so you understand if what the seller is ask for is reasonable and you can negotiate the price.

Get a CARFAX so you know if there has been any major damage or repairs to the car. If the car has been in a major accident or has had a lot of repairs done, it could indicate that there may be future problems with the car.

Exterior

White Used CarImage by F. Muhammad from Pixabay 

Body condition: Check all panels for scratches, dents, paint chips/peeling, and rust. If you do find minor scratches/dents they are not much of a concern, but rust is. Take a close look at the car for rust or blistered paint. Be aware that scratches and chips in the paint may eventually lead to rusting. When checking for rust never forget about the wheel wells, under the car, and the bottom of the doors.

Glass: Examine the glass on all parts of the car to make sure there are no large cracks or chips in the glass. Remember that a small crack can turn into a very large crack with just a small bump.

Lights: Have someone check the front and back lights to make sure all of them are working. Check to see if they are cracked or foggy.

Tires: Check all 4 tires on the car to make sure the tread is worn down evenly across the tire and the same on both sides of the car. If the tread is only worn on the outside shoulder of the tire, that indicates the car has been driven aggressively. If the outer sides of the tread is worn that indicates the tires are not inflated enough and if they are worn only in the middle they are inflated too much.

If the car is considered a low mileage car (20,000 miles or less), the car should have its original tires still on it. If there are new tires on the car be wary of it, that may mean the odometer has been messed with.

The minimum legal tread limit is 1/16th inch. To test this easily take a quarter flip it to have the head facing down (toward the tire), place it between the treads, if the top of the head is still showing the tires need to be replaced.

Interior

Car Steering WheelPhoto by Derwin Edwards from Pexels

Oder: When you first open the car door check to see if the car smells. If there is a musty or mildewy sent to the car that may mean, there is water leakage. Feel around the car to see if it is wet including the roof, seats, and floors. If you smell smoke that could mean a smoker has driven this car, check the cupholders/ ashtray to confirm this. Be aware that a mildew or smoke smell are very hard to get out. If you don’t want a smelly car, look elsewhere.

Seats: Check ALL the seats. Make sure there isn’t extreme wear to them (especially in low mileage vehicles). Check the seats for tears, stains, if they are wet, and even burn marks. Do not forget to check the seat adjuster to see if it works and you can find a comfortable position when you are driving.

Controls: Make sure all the control work. These include blinker (both ways), headlights, cruise control (if the vehicle has it), horn, A/C and heat, and dials on the steering wheel, and flashers. If the car has a touch screen, make sure that works and there is no damage to it.

Sound System: Turn on the radio. Make sure all the speakers, display, and buttons work. If the radio has a Bluetooth connection for your phone, try to see if it will connect and make sure the AUX works as well.

Under the hood

Photo by George Sultan from Pexels

Hoses and Belts: Check all the hoses and belts under the hood. If you pinch them, they should feel firm, but they should never feel hard, they should have a very slight give to them. If they are hard, cracked or very soft there is something wrong.

Radiator: Look in the reservoir for the radiator fluid. It should be a greenish or orange color, never milky or black. If there are greenish marks on the outside of the reservoir, that could indicate pinhole leaks.

Engine: **Before checking the engine make sure it is cool** Check the engine bay. If you see oil splattered around the engine or under the car where the engine is, that is a bad sign and could indicate some serious engine issues.

Under the car

Man checking used carPhoto by Kevin Bidwell from Pexels

Feel the tailpipe for residue: Check the tailpipe for residue. If it is black and greasy, that means there is burnt oil coming out. The tailpipe should be dry and dark grey, never wet. While looking at the tailpipe, check for rust. A small amount is usually normal, but if there is a lot that may mean it will need a new exhaust.

Check for leaks: Look under the car to make sure there isn’t any fluid leaking from the under carriage.

Have an independent mechanic look at it

Mechanic working on carPhoto by Malte Lu from Pexels

Before buying any used car, whether it is from a dealership or private seller, have an independent mechanic do an inspection. Dealers shouldn’t have a problem having you take it to an off-site mechanic; they will probably ask you for a form of identification to be left there. If a private seller is uncomfortable, offer to follow them in a separate car.

Once you are at the mechanic, have them do a full inspection and ask for a detailed report of any findings.

Take it for a test drive

Photo by Pixabay from Pexels

During the test drive check for a few things. Make sure the breaks work well, is there any pulsating, loud noise or grinding? Be aware of the steering, is the car drifting? Do you feel the wheel shake? Does the car shift smoothly or is there a lot of jumping? These things will indicate how the transmission is working. Are all the gauges accurate? These include the speedometer, fuel, and temperature. Are there any other noises that may be alarming to you? Do you notice anything else that doesn’t feel right?

If there are any concerns or something doesn’t sit right with the car you are about buy, then trust your gut and keep looking until you are sure about the car.

Check out last weeks article: 6 Products You Should Not Buy In August

By: L. DiBartolomeo August 6, 2019

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