As the temperatures rise and lakes, rivers, and coastlines start filling with activity, it’s officially boating season. Whether you’re planning weekend getaways or daily cruises, now is the perfect time to make sure your boat—and your insurance—are ready to hit the water.
Why Boating Insurance Matters
Boating can be unpredictable. Accidents, theft, storm damage, or even liability claims from guests or other boaters can happen quickly—and often when you least expect them. Boat insurance helps protect you financially and ensures you can enjoy your time on the water worry-free.
What Coverage Should You Consider?
-
Liability Protection: Covers injury or property damage you may cause to others while operating your boat.
-
Physical Damage Coverage: Helps repair or replace your boat if it’s damaged by storms, accidents, theft, or vandalism.
-
Uninsured Boater Coverage: Not every boater is insured—this protects you if you’re hit by one who isn’t.
-
On-Water Towing & Emergency Services: Get help when you’re stranded or in need of fuel, jump-starts, or a tow back to shore.
A Quick Pre-Season Checklist:
-
✅ Update your boat insurance policy for any changes or upgrades
-
✅ Review safety gear on board (life jackets, flares, etc.)
-
✅ Schedule regular maintenance before launching
-
✅ Refresh your boating safety knowledge
Need help reviewing your policy? Whether you’re a first-time boat owner or a seasoned sailor, we’re here to help you navigate your options and ensure you’re properly protected.
Contact us today for a free coverage review.