Whether your teenager just got their license or you’ve welcomed a new household member with a vehicle, it’s important to update your auto insurance policy to reflect all regular drivers in your household. Here’s how to add a new driver to your policy in just a few steps:
1. Gather the Necessary Information
Before contacting your insurance provider, make sure you have the following details:
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Full name and date of birth of the new driver
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Driver’s license number and state of issuance
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Driving history (accidents, violations, etc.)
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Details about the vehicle(s) they will be driving
2. Contact Your Insurance Agent or Provider
You can usually add a new driver by:
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Calling your insurance agent or customer service
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Logging into your online account
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Visiting your local agency office
Your agent will walk you through the process and let you know how the new driver might impact your premium.
3. Review and Update Your Coverage if Needed
Depending on who you’re adding—like a teen or a high-risk driver—you may want to adjust your coverage limits or add features like accident forgiveness or roadside assistance.
4. Get Confirmation
Once the driver has been added, make sure you receive written confirmation or updated policy documents. This ensures the new driver is officially covered.
Why It Matters
Failing to list all drivers in your household could result in denied claims or even policy cancellation. Keeping your policy up to date helps ensure everyone behind the wheel is properly protected.